Free Deed of Reconveyance

Free Deed of Reconveyance

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Deed of Reconveyance

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Deed of Reconveyance

Create your Free Deed of Reconveyance

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District of Columbia
Frequently Asked Questions

How is a Deed of Reconveyance different from a Satisfaction of Mortgage?A Deed of Reconveyance is a document which transfers title in the property back to the borrower from the Trustee and it is used to acknowledge that the borrower has fully paid what he or she owed under a Deed of Trust. A Satisfaction of Mortgage is used to acknowledge the same, but of a Mortgage agreement.

A Deed of Reconveyance is a document that transfers title in the real property to the borrower (Trustor) from the Trustee once the borrower has fully paid the debt secured by a Deed of Trust. In order to clear the Deed of Trust from the title to the property, a Deed of Reconveyance must be recorded with the Country Recorder or Recorder of Deeds. If the Trustee fails to record a deed of reconveyance within the set time limits, the Trustee may be responsible for damages as set out by statute.

In essence, the Deed of Reconveyance and Satisfaction of Mortgage both serve the same function, which is to show that the borrower has repaid the loan fully and that the lender has no further interest in the property.
Which states use a Deed of Reconveyance and which states use a Mortgage Satisfaction?The following states must use Deed of Reconveyance: Idaho and Washington, D.C.

The following states must use Mortgage Satisfaction: Connecticut, Delaware, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Nebraska, New Jersey, New Mexico, North Dakota, Ohio, Pennsylvania, and South Carolina.

The following states may use either a Mortgage Satisfaction or a Deed of Reconveyance: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Georgia, Hawaii, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New York, North Carolina, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Wyoming.

Your Deed of Reconveyance

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This document prepared by (and after recording returned to):
Name: ____________________________
Firm/Company: ____________________
Address: __________________________
Address 2: ________________________
City: _____________________________
State: District of Columbia
Zip Code: ________________________
Phone: ___________________________

Assessor's Property Tax Parcel/Account Number:
__________

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Above this line reserved for official use only

DEED OF RECONVEYANCE

KNOW ALL BY THESE PRESENTS

That _________________________ of _________________________, (the "Trustee") , representing _________________________ of _________________________, (the "Beneficiary") , does hereby certify and acknowledge, under penalties of perjury, that the promissory note or other evidence of indebtedness secured by that certain mortgage/deed of trust made by _________________________ of _________________________ to the Beneficiary, dated October 20, 2017 and recorded on October 20, 2017 as Instrument No. __________ among the Land Records of the District of Columbia, which encumbers the real property described in Exhibit A attached hereto, has been fully paid and satisfied and that the Beneficiary was, at the time of satisfaction, the holder of the promissory note or other evidence of indebtedness and that the lien of the said mortgage/deed of trust is hereby released.

The property encumbered by said mortgage/deed of trust is described as follows: ___________________________________________________________________________________________________________________________.

WITNESS the hand and seal of the party making this certifications this 20th day of October, 2017.

__________________________
ACKNOWLEDGEMENT

 

__________________________
Witness


NOTARY ACKNOWLEDGMENT

DISTRICT OF COLUMBIA

CITY OF WASHINGTON

The foregoing Instrument was acknowledged before me this 20th day of October, 2017, by _________________________.



________________________________
Notary Public

My commission expires: _____________

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