Free Deed of Reconveyance

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Create Your Free Deed of Reconveyance

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  2. Email, download or print instantly
  3. Just takes 5 minutes

Deed of Reconveyance

Create your Deed of Reconveyance

Create your Deed of Reconveyance

Where is the property located?

AlabamaBuilt for Alabama
Different states have different rules and regulations. Your Deed of Reconveyance will be customized for Alabama.

Frequently Asked Questions
How is a Deed of Reconveyance different from a Satisfaction of Mortgage?A Deed of Reconveyance is a document which transfers title in the property back to the borrower from the Trustee and it is used to acknowledge that the borrower has fully paid what he or she owed under a Deed of Trust. A Satisfaction of Mortgage is used to acknowledge the same, but of a Mortgage agreement.

A Deed of Reconveyance is a document that transfers title in the real property to the borrower (Trustor) from the Trustee once the borrower has fully paid the debt secured by a Deed of Trust. In order to clear the Deed of Trust from the title to the property, a Deed of Reconveyance must be recorded with the Country Recorder or Recorder of Deeds. If the Trustee fails to record a deed of reconveyance within the set time limits, the Trustee may be responsible for damages as set out by statute.

In essence, the Deed of Reconveyance and Satisfaction of Mortgage both serve the same function, which is to show that the borrower has repaid the loan fully and that the lender has no further interest in the property.
Which states use a Deed of Reconveyance and which states use a Mortgage Satisfaction?The following states must use Deed of Reconveyance: Idaho and Washington, D.C.

The following states must use Mortgage Satisfaction: Connecticut, Delaware, Florida, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Nebraska, New Jersey, New Mexico, North Dakota, Ohio, Pennsylvania, and South Carolina.

The following states may use either a Mortgage Satisfaction or a Deed of Reconveyance: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Georgia, Hawaii, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nevada, New Hampshire, New York, North Carolina, Oklahoma, Oregon, Rhode Island, South Dakota, Tennessee, Texas, Utah, Vermont, Washington, West Virginia, Wisconsin, and Wyoming.

Your Deed of Reconveyance

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Deed of Reconveyance Page of
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This document prepared by (and after recording returned to):
Name: ____________________________
Firm/Company: ____________________
Address: __________________________
Phone: ___________________________

Assessor's Property Tax Parcel/Account Number:



Above this line reserved for official use only


_________________________ of _________________________, (the "Trustee") does hereby certify and declare that the debt or other obligation in the amount of $__________ USD, secured by the Deed of Trust executed by _________________________ of _________________________, (the "Trustor"), the Trustee, and _________________________ of _________________________, (the "Beneficiary"), dated October 28, 2020 and recorded at the Office of the Judge Probate of __________ on October 28, 2020 as __________________________________, has been FULLY PAID and SATISFIED. The Trustee hereby reconveys unto the Trustor, without warranty, all right, title and interest which was acquired by said Trustee under said Deed of Trust for the real property more particularly described as follows: ___________________________________________________________________________________________________________________________.

EXECUTED by _________________________ on ________ day of ________________, ________.

in the presence of:


_________________________, Trustee




I ____________________________, a Notary Public in and for said County and State, hereby certify that _________________________ whose name is signed to the foregoing Instrument, and who is known to me (or satisfactorily proven), acknowledged before me on this day that, being informed of the contents of the Instrument, he/she executed the same voluntarily on the day the same bears date. Given under my hand this ________ day of ________________, ________.

__________________________(Notary Public Signature)
Notary Public

My commission expires: __________________________

Deed of Reconveyance Information

Alternate Names:

A Deed of Reconveyance is also known as a:

  • Reconveyance of Deed of Trust
  • Full Reconveyance
  • Release of Deed of Trust

What is a Deed of Reconveyance?

A Deed of Reconveyance is documentation that the debt secured by a Deed of Trust (a document that allows a third-party to hold the title to a property until it is completely paid for) has been fully paid.

The three parties involved in the Deed of Reconveyance are as follows:

Trustor: the person who is paying back the loan so they can own the real property (such as land or a house)

Trustee: the person who acts as a neutral third-party and holds the title to the real property until the trustor has paid off the loan

Beneficiary: the person that loaned the money to the trustor so they could purchase the real property

In other words, in a Deed of Reconveyance, the trustee declares that the trustor has paid their loan back to the beneficiary in full, so now the trustor has ownership rights to the real property (e.g. land or house) specified in the Deed of Trust.

What is the difference between a Deed of Reconveyance and Satisfaction of Mortgage?

A Deed of Reconveyance states that the debt that was outlined in a Deed of Trust has been fully paid, and a Satisfaction of Mortgage indicates that a mortgage loan that was specified in a Mortgage Agreement has been fully paid.

Essentially, both forms indicate that a debt has been completely paid off, but for different types of documents.

Whether a Deed of Trust or Mortgage Agreement was used depends on the state.

Some states require a Deed of Trust to be filed, some states require a Mortgage Agreement, and some states will accept both as valid documents.

How do you file a Deed of Reconveyance?

A Deed of Reconveyance should be filed with your local county recorder or recorder of deeds once it has been signed by a notary public (such as an attorney).

Once the document has been filed, the debt that was registered to the property will be considered paid off.

It is important to file a Deed of Reconveyance once the debt on a Deed of Trust has been paid, as there may be penalties involved for not filing the document within a reasonable time (generally around 30 days from the date that the final debt payment was made).

Related Documents:

  • Mortgage Agreement: a contract between a buyer and lender in real estate where a lien is created on the property that is being sold in order to secure the full repayment of the loan
  • Satisfaction of Mortgage: a document that acknowledges that the terms of a Mortgage Agreement have been satisfied
  • Deed of Trust: a document that is used to transfer the title of a real property to a neutral trustee until the borrower pays off the loan
  • Letter of Intent: a non-binding letter between two parties that expresses the intent to continue negotiations in good faith
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