Online identity verification processes
With knowledge based authentication, you must answer computer-generated questions about your history that only you should know. For instance, questions may ask about your past addresses, mortgage balances, or credit history. In some states, you must answer most or all of the questions correctly within a time limit.
A credible witness may confirm your identity in some states, but some stipulations may apply. For example, in Michigan, your witness must personally know both you and the notary public. However, it’s important to note that the majority of online notary platforms don’t accept credible witness verification.
Most services also require you to present a government-issued photo ID. Services often ask you to scan or take a picture of your ID card. The service then runs your ID through an automated credential analysis tool. This tool ensures your ID has all the proper security elements and information. Once verified, you’ll connect with the notary public, who confirms that your face matches your ID’s picture.