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Satisfaction of Mortgage

Mortgage Details

Mortgage Details


e.g. Book 4, Page 10, Document/Instrument Number 3, Assessor's Property Tax Parcel/Account Number 52

What is the assessor's property tax parcel/account number?

Frequently Asked Questions
What is the Mortgage Execution Date?The Mortgage Execution Date is the date upon which the Mortgage agreement was originally signed.What is the Mortgage Registration Date?The Mortgage Registration Date is the date at which the Mortgage was registered at the Office of the Clerk of the Circuit Court.What is the assessor's tax parcel number or parcel identification number (APN) and how do I find out what the specific number is for my property?The APN is a 10 to 12-digit number that identifies ownership and assessed values of property for taxation purposes. The number can be obtained from your Tax Statement, Revaluation Notice, or Personal Property Listing Form.

Your Satisfaction of Mortgage

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This document prepared by (and after recording returned to):
Name: __________
Firm/Company: __________
Address: __________
Phone: __________
Assessor's Property Tax Parcel/Account Number: __________



Above this line reserved for official use only


_________________________ of _________________________ (the "Mortgagee"), does hereby certify and declare that the owner and holder of that certain mortgage bearing the date July 19, 2024 executed by _________________________ of _________________________ (the "Mortgagor") to secure payment of the principal sum of $__________ dollars and interest, and recorded at the Office of the Clerk of the Circuit Court of __________, Virginia on July 19, 2024, that formerly encumbered the described real property: ______________________________________________________________________________________ which was recorded in ______________________________________________________________________________________ has been FULLY SATISFIED AND DISCHARGED.

IN WITNESS WEREOF the Mortgagee has duly affixed his or her signature under hand and seal on the ________ day of ________________, ________.

in the presence of:

WITNESS: ____________________




COUNTY OF ____________________

The foregoing instrument was acknowledged before me this ________ day of ________________, ________, by _________________________.

Notary Public

My commission expires: _____________

Last Updated July 25, 2023

Satisfaction of Mortgage

What is a Satisfaction of Mortgage?

A Satisfaction of Mortgage, sometimes called a release of mortgage, is a document that acknowledges that the terms of a Mortgage Agreement have been satisfied, meaning that a borrower has repaid their mortgage loan to the lender.

Consequently, the lien on the borrower's property (placed for security for the loan) will be lifted once the Satisfaction of Mortgage document is filed.

Who are the parties in a Satisfaction of Mortgage?

The parties mentioned in a Satisfaction of Mortgage are the same as the parties in a ProductLink code="BMORT" text="Mortgage Agreement".

The mortgagor is the person who borrowed money from a lender to pay for a home and pledged that home as security for the loan.

The mortgagee is the person or corporation that lent the money to the mortgagor to pay for their home.

How do you get a Satisfaction of Mortgage?

A Satisfaction of Mortgage is issued by the lender after they have received the final mortgage payment from the borrower. It's signed by the mortgagee (in the presence of a witness in some states and counties) and then notarized by a registered notary public.

Once the document has been notarized, it can be delivered to the mortgagor, and they file it with the County Clerk's Office (sometimes called the County Recorder's Office or Land Registry Office) to acknowledge that the mortgage is no longer a lien on the property.

What's the difference between a Satisfaction of Mortgage and a Deed of Reconveyance?

A Satisfaction of Mortgage and a Deed of Reconveyance are essentially the same thing. Where a Deed of Reconveyance is used to transfer a property title from a Trustee to a Trustor once the Trustor has paid what they owed under a Deed of Trust agreement, a Satisfaction of Mortgage does the same thing but with a loan created through a Mortgage Agreement.

Some states, like Idaho and D.C., require the use of a Deed of Reconveyance, some states require the use of a Satisfaction of Mortgage, and some states can use either. Be sure to check which document is appropriate for your state and ensure you are using a Satisfaction of Mortgage with a Mortgage Agreement or a Deed of Reconveyance with a Deed of Trust.

Unsure which deed is right for you? 

Let our Which Type of Real Estate Deed Do I Need? tool recommend the best deed for your unique situation.

Answer a few simple questions and we'll suggest the deed for you!

Related Documents:

  • Deed of Reconveyance: a document that transfers the title of real property from a trustee to a trustor after the trustor has paid off their property loan
  • Deed of Trust: a document that transfers the title of real property to a trustee as security for a loan
  • Mortgage Agreement: an agreement that's used to secure a loan for the purchase of real estate
  • Promissory Note: an enforceable promise that a borrower will pay back a lender
  • ProductLink code="SREALT" text="Real Estate Purchase Agreement": an agreement that details the purchase and sale of real estate
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