GENERAL POWER OF ATTORNEY

THIS GENERAL POWER OF ATTORNEY is made this ________ day of ________________, ________ at __________, Singapore by ____________________, NRIC number __________, of ____________________

1. Attorney
   
1. I appoint __________________, NRIC number __________, of ____________________, to be my Attorney in accordance with Part X of the Conveyancing and Law of Property Act 1886 and the Mental Capacity Act 2008, if applicable.
   
2. Replacement Attorney
   
2. On the death, refusal or inability of __________________ to act or continue to act, I appoint ____________________, NRIC number ____________________, of _________________________________________ to act in place of __________________ as my replacement Attorney, in accordance with Part X of the Conveyancing and Law of Property Act 1886 and the Mental Capacity Act 2008, if applicable.
   
3. Powers of Attorney
   
3. My Attorney has authority to do anything on my behalf that I may lawfully do by attorney (the "General Power").
   
4. Specific Powers
   
4. Without restricting its generality in any way, the following power(s) are specifically included within the foregoing General Power:
   

   Provide initials on lines below:

   1. X____Real Estate Transactions
      
   1. To deal with any interest I may have in real property and sign all documents on my behalf concerning my interest, including, but not limited to, real property I may subsequently acquire or receive. These powers include, but are not limited to, the ability to:
      
      1. Purchase, sell, exchange, accept as gifts, place as security on loans, convey with or without covenants, rent, collect rent, sue for and receive rents, eject and remove tenants or other persons, to pay or contest taxes or assessments, control any legal claim in favor of or against me, partition or consent to partitioning, mortgage, charge, lease, surrender, manage or otherwise deal with real estate and any interest therein; and
         
      2. Execute and deliver deeds, transfers, mortgages, charges, leases, assignments, surrenders, releases and other instruments required for any such purpose.
         
   2. X____Maintain Property and Make Investments
      
   2. To retain any assets owned by me at the date this General Power of Attorney becomes effective, and to reinvest those assets in similar investments. In addition, my Attorney may invest my assets in any new investments, of his or her choosing, regardless of whether or not they are authorized by any applicable legislation.
      
   3. X____Banking Transactions
      
   3. To do any act that I can do through my Attorney with a bank or other financial institution. This power includes, but is not limited to, the power to:
      
      1. Open, maintain or close bank accounts (including, but not limited to, current accounts, savings accounts, and certificates of deposit), brokerage accounts, retirement plan accounts, and other similar accounts with financial institutions;
         
      2. Conduct any business with any banking or financial institution with respect to any of my accounts, including, but not limited to, making deposits and withdrawals, negotiating or endorsing any cheques or other instruments with respect to any such accounts, obtaining bank statements, passbooks, drafts, money orders, warrants, and certificates or vouchers payable to me by any person, firm, company, or political entity;
         
      3. Borrow money from any banking or financial institution if deemed necessary by my Attorney, and to manage all aspects of the loan process, including the placement of security and the negotiation of terms;
         
      4. Perform any act necessary to deposit, negotiate, sell or transfer any note, security, or draft;
         
      5. Have access to any safe deposit box that I might own, including its contents; and
         
      6. Create and deliver any financial statements necessary to or from any bank or financial institution.
         
   4. X____Business Operating Transactions
      
   4. To take any action my Attorney deems necessary with any business that I may own or have an interest in by doing any act which can be done through an Attorney. This power includes, but is not limited to, the power to execute, seal and deliver any instrument; participate in any legal business of any kind; execute partnership agreements and amendments; to incorporate, reorganise, consolidate, merge, sell, or dissolve any business; to elect or employ officers, directors and agents; and to exercise voting rights with respect to any stock I may own, either in person or by proxy.
      
   5. X____Insurance Transactions
      
   5. To do any act that I can do through my Attorney with any insurance policy. This power includes, but is not limited to, the power to pay premiums, start, modify or terminate policies, manage all cash payouts, borrow from insurers and third parties using insurance policies as collateral, and to change the beneficiaries on any insurance policies on my life. Unless my Attorney was already a beneficiary of any policy before the signing of this document, my Attorney cannot name himself or herself as a beneficiary of such policy.
      
   6. X____Claims and Litigation Matters
      
   6. To institute, maintain, defend, compromise, arbitrate or otherwise dispose of, any and all actions, suits, attachments or other legal proceedings for or against me. This power includes, but is not limited to, the power to: appear on my behalf, and the power to settle any claim against me in whichever forum or manner my Attorney deems prudent, and to receive or pay any resulting settlement.
      
   7. X____Tax Matters
      
   7. To act for me in all matters that affect my taxes and to prepare, sign, and file documents with any governmental body or agency, including, but not limited to, authority to:
      
      1. Prepare, sign and file income and other tax returns with governmental bodies, and to receive any refund payments; and
         
      2. Obtain information or documents from any government or its agencies, and represent me in all tax matters, including the authority to negotiate, compromise, or settle any matter with such government or agency.
         
   8. X____Government Benefits
      
   8. To act on my behalf in all matters that affect my right to allowances, compensation and reimbursements properly payable to me by the Government of Singapore or any agency or department thereof. This power includes, but is not limited to, the power to prepare, file, claim, defend or settle any claim on my behalf and to receive and manage, as my Attorney sees fit, any proceeds of any claim.
      
   9. X____Retirement Benefit Transactions
      
   9. To act for me and represent my interests in all matters affecting any retirement savings or pension plans I may have. This power includes, but is not limited to, the power to continue contributions, change contribution amounts, change investment strategies and options, move assets to other plans, receive and manage payouts, and add or change existing beneficiaries. My Attorney cannot add himself or herself as a beneficiary unless he or she is already a designated beneficiary as of the signing of this document.
      
   10. X____Family Care
       
   10. To make whatever expenditures are required for the maintenance, education, benefit, medical care and general advancement of me, my spouse and dependent children, and other persons who I have chosen or whom I am legally required to support, any of whom may include my Attorney. This power includes, but is not limited to, the power to pay for housing, clothing, food, travel and other living costs.
       
   11. X____Personal Property Transactions
       
   11. To purchase, sell or otherwise deal with any type of personal property I may currently or in the future have an interest in. This includes, but is not limited to, the power to purchase, sell, exchange, accept as gifts, place as security on loans, rent, lease, to pay or contest taxes or assessments, mortgage or pledge.
       
   12. X____Estate Transactions
       
   12. To do any act that I can do through my Attorney with regard to all matters that affect any trust, probate estate, conservatorship, or other fund from which I may receive payment as a beneficiary. This power includes the power to disclaim any interest which might otherwise be transferred or distributed to me from any other person, estate, trust, or other entity, as may be appropriate. However, my Attorney cannot disclaim assets to which I would be entitled, if the result is that the disclaimed assets pass directly or indirectly to my Attorney or my Attorney's estate.
       
   13. X____Living Trust Transactions
       
   13. To transfer any of my assets to the trustee of any revocable trust created by me, if such trust is in existence at the time of such transfer. This property can include real property, stocks, bonds, accounts, insurance policies or other property.
       
   14. X____Gift Transactions
       
   14. To make gifts to my spouse, children, grandchildren, great grandchildren, and other family members on special occasions, including birthdays and seasonal holidays, including cash gifts, and to such other persons with whom I have an established pattern of giving (or if it is appropriate to make such gifts for estate planning and/or tax purposes), in such amounts as my Attorney may decide in his or her absolute discretion, having regard to all of the circumstances, including the gifts I made while I was capable of managing my own estate, the size of my estate and my income requirements.
       
   15. X____Charity Transactions
       
   15. To continue to make gifts to charitable organisations with which I have an established pattern of giving (or if it is appropriate to make such gifts for estate planning and/or tax purposes), in such amounts as my Attorney may decide in his or her absolute discretion, having regard to all of the circumstances, including the gifts I made while I was capable of managing my own estate, the size of my estate and my income requirements.
       
   16. X____Employ Required Professionals
       
   16. To appoint and employ any agents, servants, companions, or other persons, including nurses and other health care professionals for my care and the care of my spouse and dependent children, and accountants, attorneys, clerks, workers and others for the management, preservation and protection of my property and estate, at such remuneration and for such length of time as my Attorney considers advisable.
       
5. Attorney Restrictions
   
5. This Power of Attorney is not subject to any conditions or restrictions other than those noted above.
   

IN WITNESS WHEREOF I have hereunto set my hand the day and year first above written.

INSTRUCTIONS FOR EXECUTING YOUR POWER OF ATTORNEY

Before signing your Power of Attorney, ensure you have read it and understand the document.

To be valid, you must sign the document with your usual signature. The signing must occur in the presence of your solicitor or a Notary Public. After you have signed your document in front of your solicitor or a Notary Public, your solicitor or the Notary Public must sign in your presence.

If your Power of Attorney document is to be used outside of Singapore, it will need to be signed by a Notary Public.

Your Power of Attorney may be registered with the Supreme Court Registry after being signed and witnessed with your solicitor or a Notary Public. Additionally, if your Power of Attorney will be used to transfer real property (land), your solicitor may need to have the document recorded with the Land Titles Registry in order for the Power of Attorney to be recognised.