Free Deed of Reconveyance

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Deed of Reconveyance

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Residential

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Undeveloped land

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Your Deed of Reconveyance

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This document prepared by (and after recording returned to):
Name: ____________________________
Firm/Company: ____________________
Address: __________________________
Phone: ___________________________

Assessor's Property Tax Parcel/Account Number:
__________

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Above this line reserved for official use only

DEED OF RECONVEYANCE

KNOW ALL BY THESE PRESENTS

That _________________________ of _________________________, (the "Trustee") , representing _________________________ of _________________________, (the "Beneficiary") , does hereby certify and acknowledge, under penalties of perjury, that the promissory note or other evidence of indebtedness secured by that certain mortgage/deed of trust made by _________________________ of _________________________ to the Beneficiary, dated April 16, 2024 and recorded on April 16, 2024 as Instrument No. __________ among the Land Records of the District of Columbia, which encumbers the real property described in Exhibit A attached hereto, has been fully paid and satisfied and that the Beneficiary was, at the time of satisfaction, the holder of the promissory note or other evidence of indebtedness and that the lien of the said mortgage/deed of trust is hereby released.

The property encumbered by said mortgage/deed of trust is described as follows: ___________________________________________________________________________________________________________________________.

WITNESS the hand and seal of the party making this certification this ________ day of ________________, ________.

__________________________
ACKNOWLEDGEMENT

__________________________
Witness

NOTARY ACKNOWLEDGMENT

DISTRICT OF COLUMBIA

CITY OF WASHINGTON

The foregoing Instrument was acknowledged before me this ________ day of ________________, ________, by _________________________.

________________________________
Notary Public

My commission expires: _____________

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Deed of Reconveyance Information

Alternate Names:

A Deed of Reconveyance is also known as a:

Reconveyance of Deed of Trust

Full Reconveyance

Release of Deed of Trust

What is a Deed of Reconveyance?

A Deed of Reconveyance is documentation that the debt secured by a Deed of Trust (a document that allows a third-party to hold the title to a property until it is completely paid for) has been fully paid.

The three parties involved in the Deed of Reconveyance are as follows:

Trustor: the person who is paying back the loan so they can own the real property (such as land or a house)

Trustee: the person who acts as a neutral third-party and holds the title to the real property until the trustor has paid off the loan

Beneficiary: the person that loaned the money to the trustor so they could purchase the real property

In other words, in a Deed of Reconveyance, the trustee declares that the trustor has paid their loan back to the beneficiary in full, so now the trustor has ownership rights to the real property (e.g. land or house) specified in the Deed of Trust.

What is the difference between a Deed of Reconveyance and Satisfaction of Mortgage?

A Deed of Reconveyance states that the debt that was outlined in a Deed of Trust has been fully paid, and a Satisfaction of Mortgage indicates that a mortgage loan that was specified in a Mortgage Agreement has been fully paid.

Essentially, both forms indicate that a debt has been completely paid off, but for different types of documents.

Whether a Deed of Trust or Mortgage Agreement was used depends on the state.

Some states require a Deed of Trust to be filed, some states require a Mortgage Agreement, and some states will accept both as valid documents.

How do you file a Deed of Reconveyance?

A Deed of Reconveyance should be filed with your local county recorder or recorder of deeds once it has been signed by a notary public (such as an attorney).

Once the document has been filed, the debt that was registered to the property will be considered paid off.

It is important to file a Deed of Reconveyance once the debt on a Deed of Trust has been paid, as there may be penalties involved for not filing the document within a reasonable time (generally around 30 days from the date that the final debt payment was made).

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